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We have a rich history of giving back to the community in which we live and work. In addition to our corporate activities, we encourage our employees to contribute to our community.

Equipment Protection Plan

Our clients have the option to accept Ace’s Equipment Protection Plan. If Customer accepts the Equipment Protection Plan, then Ace charges an additional 10% of your product total and waives all claims against the client for accidental breakage or damage to Rental Items, with the exception of third-party sub rental items, that occurs despite usage and handling with reasonable care. If the client chooses not to accept Ace's Equipment Protection Plan then they must provide a Copy Of Insurance (COI) either from an "exhisting" home owners or business policy or from purchasing temporary event insurance from a licensed broker showing proof that Ace Party Rental has been added to the policy as a covered member. 


Items not returned to Ace within seven (7) days after your event are billed the full replacement cost.  Speak with your Ace event consultant to learn more. 

The Equipment Protection Plan is not insurance and it does not cover:

  • Rental items not returned

  • Theft

  • Damage resulting from vandalism or intentional or improper misuse 

  • Damage resulting from failure to secure Rental Items during transport, overloading or exceeding the rated capacity of the Rental Items

  • Damage to motors or other electrical appliances or devices caused by artificial current

  • Any damage resulting from overturning

  • Any damage resulting from use of the Rental Items in violation of any provision of this Agreement or violation of any law, ordinance or regulation

  • Any damage due to weather

  • Any Damage to third party sub rental items or specialty linens

Temporary Event Insurance

Some of the most memorable moments in our lifetimes are of special events like weddings, family reunions, and holiday parties. But while it’s easy to get caught up in the excitement of planning an event, every host should be aware of the risks that can make your special day memorable in all the wrong ways.

Not everyone realizes the amount of liability they carry if someone is hurt or property is damaged at an event they host. In fact, 42 states have enacted social host liability laws that allow party hosts to be sued if a guest drives under the influence and causes an accident. To mitigate this risk, most venues require you to purchase event insurance that covers a minimum amount of liability.

Even if event insurance isn’t required for your upcoming gathering, an insurance policy may be worth its low cost to protect your assets from potential lawsuits. Thankfully, there are many great event insurers to choose from with affordable coverage to fit the size and scope of any gathering.

What Is Temporary Event Insurance?

Temporary event insurance is a broad type of insurance that can include several types of coverage designed to protect event hosts. The most common type of event insurance is general liability, which covers lawsuits related to bodily injury or property damage resulting from your event. Many policies also include host liquor liability coverage, which protects you if a guest is overserved and causes injury or damage. Another popular form of event insurance is cancellation coverage, which helps recoup lost deposits and other costs if a major event such as a wedding needs to be cancelled due to circumstances out of your control.

Why should I get Temporary Event Insurance?

Event insurance is required by most venues as well as some other event vendors , so you may not have a choice if you’ll be booking a space for the day. However, you should still consider event insurance if it’s not required or if you’re hosting the event at your private residence. While many homeowners insurance policies include a certain amount of liability coverage, limits aren’t usually sufficient for large gatherings. Talk to your home insurer before planning an event to see what is and isn’t covered and identify areas that might need supplemental insurance.

How do I get a certificate of insurance for an event?

We will ask for a certificate of insurance (COI) as proof that you have enough coverage and Ace Party Rental has been added to the policy. These days, many insurers allow you to purchase event insurance online instantly and download your COI electronically within minutes. However, if you’re planning an event with a large number of guests or more unique coverage needs, it may take a few days to complete the underwriting process. If this is the case, the company should automatically send you a COI as soon as the policy has been issued.

How much does Temporary Event Insurance cost?

According to the companies we have reviewed, event insurance usually starts around $50 but your premium will depend on the event location, number of guests, whether alcohol is being served, and which types of coverage are included. Make sure to get multiple quotes when shopping for event insurance and compare not just pricing but also the exclusions listed in each policy.

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